Affirmations for money worries
For when checking your balance makes your stomach drop. These won't pay a bill, and they don't pretend to. They help you face money calmly, which is when you make better decisions about it.
30 affirmations: 10 thoughts, each in a gentle, steady and bold version. Updated
What are good affirmations for money worries?
Good affirmations for money worries are short and believable, for example "I have what I need today", "I make good choices with my money", and "My work is worth paying for". Say two or three of them out loud, five to ten times each, once a day. If a bold wording feels false, start with the gentle version.
Which version should you say?
Start here if kind words about yourself feel hard to believe.
Plain statements for when the gentle ones already feel true.
For when you believe it and want to say it like you mean it.
- I'm learning to feel safe with money
- I'm getting better with money
- I'm allowed to be paid well
- I'm open to new opportunities
- I can look at my money without panic
- A little at a time still adds up
- I can be careful and still be generous
- I'm allowed to want more
- I have more than I notice
- I'm starting to believe I deserve good things
- I have what I need today
- I make good choices with my money
- My work is worth paying for
- I notice good opportunities
- I handle money calmly
- I'm building something that grows
- I share what I have gladly
- I deserve a comfortable life
- I have enough
- I deserve good things
- There is always enough for me
- I'm good with money
- I'm paid well for what I do
- I say yes to good opportunities
- I manage my money with ease
- My income keeps growing
- I have more than enough to share
- I deserve a rich, full life
- I have everything I need
- I deserve every good thing that comes to me
Say one out loud now
The free affirmation counter listens in your browser and counts each time you say it.
Why these are worded this way
Money stress makes people avoid looking, and avoiding makes it worse. "I can look at my money without panic" is a small, practical sentence aimed at exactly that habit.
How to practise them
- Choose two or three from the list above. Fewer is better than many said half-heartedly.
- Say each one out loud, slowly, five to ten times. Hearing your own voice is part of it.
- Do it at the same time each day, like after brushing your teeth or on your walk to work.
- When a sentence starts to feel natural, switch to its stronger version.
Read more: How Many Times Should You Repeat Affirmations a Day?, Do Affirmations Work? An Honest Look at the Research
Questions
How do I use these affirmations?
Pick two or three that feel true, or nearly true. Say each one out loud five to ten times, slowly, once a day. Morning works well because it sets the tone, but any regular time is fine. Start with the gentle wording if the bold one feels like a lie.
Why are there three versions of each affirmation?
A statement you don't believe can make you feel worse, especially when your self-esteem is low. The gentle version is believable on a hard day, the steady one is a plain statement, and the bold one is for when you're ready. Move up when the current one feels natural.
Is it better to say affirmations out loud?
Saying words out loud helps you remember them better than reading them silently, an effect psychologists call the production effect. It also keeps your attention on the words instead of drifting.
How long until affirmations work?
There's no fixed number of days. Habit research found that a daily behaviour took a median of 66 days to feel automatic. Most people notice the words feel more natural after a few weeks of daily practice.
Let your phone keep count
Mantrify is an iPhone app that reads each affirmation to you, listens while you say it and counts every repetition, so you can practise with your eyes closed. Coming soon.